Showing posts with label Loan. Show all posts
Showing posts with label Loan. Show all posts

Friday, January 9, 2015

Week 7....pre-drywall, interest rates, and closing dates


We had our pre-drywall meeting today!  We walked around and took lots of pictures.  They’ve added some moldings to the outside of the house.  I love our elevation!  Everything looked great.  I did realize today that we have A LOT of lights, which is a good thing.  I didn’t realize there were so many recessed lights already included in the house.   Since the attic access is in the loft and our ceiling fan pre-wire had to be changed to two recessed lights, our PM moved that pre-wire to our living room which was a nice surprise. 

During our walk through, I did notice a couple of things.  The good news, our missing window was finally installed!  We were a little worried they would start drywall without that window.  The bad news,  water on the floor from an above pipe.  Our PM tried to explain that it wasn’t a leak….ummmm, ok.  Our shower is/was full of water and ice.  Our PM said they were making sure the pipes weren’t leaking before drywall goes up next week.  There is water on the floor in the family room and a pipe with water coming from it.  How is it not a leak?!?!  We will definitely be keeping an eye on that.

We have the biggest lot in our community which was a major blessing.  The day that we signed our contract our SR took us out to the lot, but there was a huge mound of dirt on it so it was hard to really see what was considered ours.  Today, our PM took us to walk our lot and it is HUGE!  I’m excited that our kids will have a big yard to play in and that we will have space to entertain and do other projects.  We have a lot of ideas for the back yard, but those will come after I decorate the inside of the house!  Here is a picture from the back yard and an updated picture of the house.
 
Our back yard!

Updated picture of our house!
 

 

In other news, I received a call from our loan officer today saying that we were set to lock our interest rate!  I really didn’t expect to hear from him so soon.  Then he dropped a bomb…..our closing date has been moved to February 20th.  I was in a state of shock, because we had just left our PM who said NOTHING about this change.  We were still under the impression that we would be closing the first week in March.  Our PM did tell us that after dry-wall goes up it would be 5 weeks until closing.  He told us that dry-wall would take about two weeks/10 days.  After looking at a calendar, this would put us closing the last week in February.    So I got off the phone with our loan officer and called our PM who confirmed this new date.   So we had our pre-drywall, locked our interest rate, and got a new closing date today….WHEW!  It seems like things are really flying by now! 

Our PM said that insulation will be going in tomorrow.  Dry-wall and siding will start next week!

Wednesday, October 15, 2014

Model Pictures and Loan!

We recently went to the Naples model in our area to take note of some things inside. Here are some of the pictures.  

Living Room


Dining Room

"Mud Room"

Downstairs bathroom

Family Room

Morning Room

Kitchen


Picture of kitchen with new refrigerator layout



Laundry Room

Master bedroom

Loft
The loft looks bigger from this angle

bedroom

Another bedroom




Oh, and our loan was APPROVED!!!!  We are super excited.  I've heard a lot of things about NVR...not all good.  My experience has been great so far.  Everyone has been very pleasant and nice to work with.  No complaints from me!   Now lets hope this continues throughout this entire process. 


Hopefully we will break ground in December, which is what we were told when we signed the contract.  It seems so far away.

Our lot....it goes back to the trees!